LTC Actuary- "Inforce Management"
Company: MassMutual
Location: Hartford
Posted on: January 26, 2026
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Job Description:
Job Description The Opportunity MassMutual is looking for an
experienced actuary to join our LTC Inforce Management team. In
this role, you’ll help shape strategy and financial performance for
our long-term care (LTC) products, collaborating across actuarial,
finance, product, and regulatory teams to ensure our inforce
management approach supports MassMutual’s long-term goals. The Team
You’ll join a group responsible for the actuarial oversight of our
individual stand?alone LTC products and hybrid LTC riders. The team
drives key inforce management activities, including repricing,
regulatory testing and filings, dividend analysis, wellness program
evaluation, and other strategic initiatives that enhance financial
outcomes and customer value. Your Impact In this role, you’ll help
guide the financial health and long?term performance of
MassMutual’s LTC products. You’ll blend actuarial expertise with
strategic thinking—analyzing data, navigating regulatory
requirements, identifying risks, and offering insights that shape
product decisions and support our customers. Your work will
directly influence pricing, compliance, wellness programs, and
broader inforce initiatives across the organization. Your
responsibilities will include but not be limited to the following:
- Support regulatory requirements such as annual rate
certifications and illustration testing - Contribute to annual LTC
dividend analysis - Oversee and analyze LTC wellness program
results, providing insights and recommendations - Identify inherent
product risks and develop strategies to manage and mitigate those
risks - Perform sensitivity analyses on key assumptions and explain
implications to stakeholders - Extract meaningful insights from
data/models and present complex information clearly - Partner with
the broader Profitability Management & Strategy team on
cross?functional initiatives - Support additional LTC inforce and
strategic initiatives as needed - Promote continuous improvement by
challenging existing processes, offering new perspectives, and
championing innovation Minimum Qualifications - Bachelor’s degree
in Actuarial Science or related field - Associate of the Society of
Actuaries (ASA) - 5 years of actuarial experience - 1 year of life
or health insurance experience Ideal Qualifications - Fellow of the
Society of Actuaries (FSA) and MAAA - Experience with LTC products
- Qualification to sign actuarial opinions for LTC, disability
income, chronic illness, or accident products - Experience with
state filings, rate filings, and regulatory responses - Strong
communication skills and ability to work with technical and
non?technical partners - Demonstrated analytical thinking,
problem?solving ability, and comfort navigating complexity -
Self?motivated, curious, and proactive in exploring solutions and
driving improved outcomes LI-KM1 MassMutual is an equal employment
opportunity employer. We welcome all persons to apply. If you need
an accommodation to complete the application process, please
contact us and share the specifics of the assistance you need.
California residents: For detailed information about your rights
under the California Consumer Privacy Act (CCPA), please visit our
California Consumer Privacy Act Disclosures page.
Keywords: MassMutual, New Haven , LTC Actuary- "Inforce Management", Science, Research & Development , Hartford, Connecticut
