Senior Residential Underwriter

Company: Dime Community Bank
Location: Melville
Posted on: November 18, 2021

Job Description:

You must attach your resume when applying in order to be considered.
Summary: The Senior Residential Underwriter will be responsible for underwriting 1-4 family residential loan files and consumer loans which are originated through multiple origination channels and/or product types. Strong knowledge and experience with complex loan files including self-employed borrowers. Thorough knowledge of agency underwriting guidelines for loans sold on the secondary market.
Our team plans to interview remotely via Microsoft Teams/Zoom and onboard this hire as soon as possible. This position could possibly be remote or a combination of remote and in-person (Melville, Long Island). Responsibilities:

• Underwrite complex loan files, making recommendations for approval or denial.
• Provide assistance with loan scenarios presented by loan originators and contacting investors if necessary.
• Review files for reinstatement or override of conditions
• Assist in the training of new employees.
• Review denied or suspended files with Management.
• Contact with Fannie Mae for any questions or issues related to Desktop Underwriter.
• Perform additional responsibilities as required. Qualifications:
  • Minimum 5 years' underwriting experience preferred.
  • Associates degree or comparable work experience preferred.
  • Strong knowledge of consumer laws and regulations for residential/consumer loans.
  • Background in FNMA/FHLMC required.
  • Strong organization skills, detail-oriented, and ability to prioritize.
  • Good interpersonal skills working with retail loan originators, mortgage brokers, investors, and various levels of company management.
  • Good computer skills; knowledge of Microsoft Office.
  • Effective time management, written and oral communication skills.
    Relocation is not covered for this position. Current U.S. work authorization is required (no sponsorship provided). ** Responsibilities and qualifications for this position may be subject to change at any time due to reasonable accommodation or other reasons.**
    Dime Community Bank offers a competitive benefits package.
    Dime is an Equal Opportunity Employer.

Keywords: Dime Community Bank, New Haven , Senior Residential Underwriter, Other , Melville, Connecticut